Vehicles & rec
Cars · utes · trucks · vans · caravans · boats · jet skis.
Pre-qualify in 60 seconds
See your repayment before anyone calls.
Straight answers, no fine print. We work as hard as you do — tell us what you need and we'll tell you what it'll cost before we ask for a cent.
- No credit check to get a number
- Approvals in 24 hours
- $5k to $2M, 2–7 year terms
24hr
Approvals
$5k–$2M
Finance range
7yr
Max term
1day
Min ABN age
01 · What we finance
Gear, trucks, kit — all of it.
Heavy machinery
Excavators · skid steers · loaders · dozers · rollers · graders.
Tools & equipment
Power tools · compressors · generators · welders · scaffolding.
Industrial equipment
Manufacturing · fit-out · fabrication · forklifts · CNC.
Personal loans
For consumers — vehicles, recreational gear, and life moves.
02 · Industries we serve
Built for the yard, the site, and everything in between.
Construction
Excavators · skid steers · scaffolding
Transport
Trucks · trailers · buses
Agriculture
Tractors · headers · sprayers
Mining
Earthmoving · attachments · plant
Materials handling
Forklifts · access · racking
Trades & workshops
Workshop · CNC · spray booths
Hospitality & food
Catering · cool rooms · fit-outs
Medical & professional
Clinic · dental · lab · IT
03 · How it works
From enquiry to yard in under a week.
01
Tell us what you need
A minute of questions, no credit check.
02
See your repayment in 60 seconds
A real indicative number, not a "we'll get back to you".
03
Gear in the ground this week
We wrap up approval, settlement, and delivery.
04 · Live repayment estimator
Put a number to it.
$65,000
We shop the whole panel.
As a broker we compare a panel of banks, non-bank and specialist lenders — so you get the lender that says yes, not the one that says "maybe next week."
05 · Why we're different
Built by people who get the work.
One-day ABN? Used gear? Private sale? Bring it. We work as hard as you do — every deal gets a real human read, not a bank scorecard.
The HiVis approachWhat sets us apart from a bank
No deposit minimum. No asset age cap. Approvals in 24 hours, not 24 days. Settlement to dealer or private seller, managed end-to-end.
Our policy, in plain EnglishDesigned for operators, not paperwork
Past credit events don't disqualify you. We work with specialist lenders for tougher files — be honest in the application and we'll find you a path.
Honest about creditIf there's a way, we'll find it
06 · FAQ
The honest answers.
Who can apply?
Businesses financing equipment for work, and individuals financing vehicles, boats, caravans, or a personal loan. Sole traders, companies, partnerships, and consumers — all welcome.
How fast is approval, really?
Most applications get a conditional answer within 24 hours. Straightforward deals (clean ABN, healthy trading history, standard equipment) often settle within 3 business days of approval.
Do I need a deposit?
No minimum. Some deals run with zero deposit; others sit better with up to 20% depending on the equipment, age and your circumstances.
What's the minimum ABN age?
No floor. We work with one-day ABNs — start-ups are welcome. Younger ABNs in your sector get assessed on the strength of the deal and your trade history.
How old can the equipment be?
No age cap. We finance new and used — including private-sale buys and older machines, provided the deal stacks up.
Are there industries you won't fund?
Almost none. We sit out the adult industry and firearms — everything else is fair game.
What if I have credit history issues?
We work with specialist lenders for customers with past credit events. It doesn't disqualify you — the rate will reflect the risk. Be honest in the application, it saves everyone time.
Work as hard
as we do.
Apply now →
We work as hard as you do.